Deterministic reconciliation. Verifiable audit evidence.
Settler is the operating system for financial integrity. We turn fragmented transaction flows into replayable, hash-linked proof artifacts. Built for teams that require absolute precision and audit-ready certainty.
How it works
From raw data ingestion to verifiable evidence, Settler ensures every step is reproducible.
Connected Ecosystem
Ingest transaction data through 25+ verified adapters for Stripe, Shopify, QuickBooks, PayPal, Square, Xero, NetSuite, Plaid, SAP, and more. Custom systems connect through the adapter framework. All data normalizes into a unified schema for deterministic matching.
Operator-Grade Triage
Exceptions carry deterministic "why" context and operator decisions stay auditable. Where AI is enabled, it is advisory, evidence-linked, and bounded — humans keep final authority.
Explore Platform ControlsWhat you can do today
Core capabilities spanning deterministic matching, evidence generation, operator workflows, and integration adapters.
Deterministic reconciliation engine
Rules-as-code matching with field-level tolerance controls. Same inputs always produce same outputs.
- Configurable match policies
- Tolerance-aware comparison
- Deterministic hash verification
Evidence-first output
Every run produces hash-linked evidence manifests — not just reports, but verifiable proof artifacts.
- Structured evidence JSON
- Run provenance chains
- Export-ready audit bundles
Exception adjudication
Exceptions carry deterministic context. Operator decisions are auditable and become institutional memory.
- State-machine triage workflow
- Decision audit trail
- Policy-aware exception context
Replay and drift detection
Re-execute any historical reconciliation and compare hash outcomes to detect drift.
- Full run replay
- Hash-verified determinism
- Drift detection across executions
Verified integration adapters
25+ verified platform adapters spanning payments, accounting, e-commerce, banking, ERP, and subscription billing.
- Stripe, PayPal, Square, Shopify
- QuickBooks, Xero, NetSuite, SAP
- Plaid, TrueLayer, Chargebee, +14 more
Omnichannel Enterprise Suite
Fully featured workspaces and APIs for CFO Maker-Checker flows, Data Residency policies, Vendor Portals, and AI Rule Discovery.
- SOX-compliant Maker-Checker approvals
- Agentic AI exception resolution
- Isolated Auditor & Vendor portals
Start from your role
See Settler in action
Explore the operator console with realistic reconciliation data, evidence artifacts, and exception workflows. No account required.