Why Choose Settler Over Building In-House or Using Alternatives?
Compare Settler with building your own reconciliation system or using alternative solutions. See why 500+ companies choose Settler for faster time to value, lower costs, and better accuracy.
Side-by-Side Comparison
| Feature | Settler Best | Building In-House | Other Alternatives |
|---|---|---|---|
| Time to Value | 5 minutes | 3-6 months | 2-4 weeks |
| Initial Cost | $0 (free trial) | $50,000+ | $5,000-$20,000 |
| Monthly Cost | $99/month | $5,000-$15,000 | $500-$2,000 |
| Maintenance | Managed by us | Your team (ongoing) | Your team + vendor |
| Platform Adapters | 10+ pre-built | Build each one | Limited options |
| Accuracy | 99.7% | Varies (80-95%) | 85-95% |
| Scalability | Unlimited | Requires engineering | Limited by plan |
| Support | Email + docs | Your team | Varies |
Recommendations by Use Case
Small Business (1K-10K transactions/month)
Settler:
Free or $99/month
Building In-House:
$50K+ initial + $5K/month
Other Alternatives:
$500-$1,000/month
Settler - Best ROI for small businesses
Mid-Market (10K-100K transactions/month)
Settler:
$99/month
Building In-House:
$100K+ initial + $10K/month
Other Alternatives:
$1,000-$2,000/month
Settler - Fastest time to value
Enterprise (100K+ transactions/month)
Settler:
Custom pricing
Building In-House:
$200K+ initial + $15K/month
Other Alternatives:
$2,000-$5,000/month
Settler - Enterprise features + support
Calculate Your ROI
ROI Comparison
See how much you save with Settler vs. building in-house
With Settler
$99/month
Time to value: 5 minutes
No upfront costs
Building In-House
$50,000+
Time to value: 3-6 months
Plus $5K-$15K/month maintenance
Your Savings with Settler:
$49,000+ in first year
Plus 3-6 months of development time saved
Why 500+ Companies Choose Settler
Fastest Time to Value
Get started in 5 minutes vs. 3-6 months of development. Start your free trial today.
Lowest Total Cost
Save $50,000+ in first year compared to building in-house. No upfront costs.
99.7% Accuracy
Higher accuracy than most in-house solutions. Automated matching eliminates human error.
10+ Pre-Built Adapters
Connect Shopify, Stripe, PayPal, and more in minutes. No custom code required.
Managed Infrastructure
We handle scaling, maintenance, and updates. You focus on your business.
Enterprise Support
Priority support, SLA guarantees, and dedicated account managers for enterprise customers.
Ready to Save Time and Money?
Start your 30-day free trial and see why Settler is the best choice for reconciliation. No credit card required.